Being hardworking pays; anything else may only help!
- 4 Basic Keys To Financial Freedom
- Things Smart People Never Reveal About Themselves At Work
- How To Prepare To Land Your Dream Job
- Search For Job
- How to Apply For Job
- What To Do After You Apply For Job
- How To Prepare For An Interview
- How To Answer Interview Questions
- 20 Solid Ways To Make Money Online
- How To Brand Your Business To Gain Customers’ Trust
- How To Import And Export Goods
- How To Write A Business Proposal
- Investment Opportunities In Agriculture
- Lottery Probability Calculation
4 Basic Keys To Financial Freedom
Before we dive into the basic keys, let us clear some ground. Please, follow us along. You are probably here because you are searching for information on how to gain financial freedom. The freedom can only be achieved when you know how to make more money. One way to make more money is to get information. It is our desire to support you as you work toward financial freedom by providing you with helpful information. When you make more money, you walk towards financial freedom. Now, let us try and answer a question. What is financial freedom? Of the truth, the question is relative. From economics point of view, human being has many wants but has limited resources. If we go by this assertion from economics, nobody is financially free. So, by our own definition, financial freedom means having enough money to enjoy the necessities of life which include – house, food, clothing, giving aid, mobility and entertainment. Going to the moon, or anything like that, is not a necessity of life. You need to establish a boundary before you can be financially free. Having all the money on earth is not financial freedom. If you have all the money on earth but do not have a boundary, you will never be financially free – when money increases, commitment increases. Haven said these, you have to have money to be financially free. Do not be confused. Try to understand the explanation.
As we present to you the basic keys to financial freedom, we will expose you to many ways to make more money. If you want to make more money, ask yourself – what do I know how to do? Do not say you do not know how to do anything. Okay? Everybody is made to know how to do something. It is possible you know how to do many things. I guess you know that you can make great wealth from virtually anything, I said anything, you know how to do. The global market accessible through the internet guarantees this. If you know how to do many things, concentrate on those that you know how to do best. Then make up your mind to give the time it takes. Every dream requires a time period to materialize. The time period could be one day, one week or even a couple of years. If you are on the right track, it should not be more than a couple of years. This is where patience comes in. There is this saying that Rome was not built in a day. Making more money is not different! The problem is that most times, we spend a lot of time on things that will not bring us close to making more money. If we begin to use our time well and pay attention to the things we know how to do, for sure, more money will come. We must stress that it is not enough to know how to do something and give the time it takes. It is even more important that you make good name in the thing you know how to do. Good name, they say, is better than money! If you go about cursing and hurting people as you do the things you know how to do, in a short while, everybody will back out and you will be on your own. You should train yourself to have good manners and right conduct.
Laying a financial foundation is the hardest part of managing money. You have to start from somewhere! You have to be doing something in order to make an income. Otherwise, you will never achieve financial freedom. It is like counting 1, 2, 3. As long as you are no longer a toddler, you must count 1 before you count 2. If you are a student or an apprentice, you are already doing something and that is a good starting point. Now somewhere, it is easier to be on course and make right decisions. When you are on course and in the right direction, if you keep doing the right thing, you will be working toward financial stability and freedom. Prepare to land your dream job if you are looking for job. When you start to make income, set goals and create savings to realize those goals. There are many ways to make more money. For the most part, what makes someone rich is how much they are able to save and or invest but not generally how much income they make. You might have heard that some people who won jackpot later became poor. Did that surprise you? It should not! It happened and happens. If you can assimilate what has been said so far, you are more than 60% closer to achieving financial freedom.
Achieving financial freedom is based on the following 4 basic keys:
Monitor Expenses
How much do you worth? Let your expenses depend on your income. There is this old saying that one should cut ones coat according to ones size. The saying has not expired; it is valid forever. Take a critical look at your expenses and cut off those that are not really required. You can cut off the expenses one after the other. You are a different person and should not have the same spending style as your friends or as another person, by the way.
Make Savings
When you succeed in cutting off some expenses, the end result will be savings. Map out a bulk amount of money and save in a certain type of account. It does not matter how much it is; it can be 500, 1000 or more bucks. You want to embark on a disciplinary journey of making savings. Set a time period for yourself, say weekly or monthly, and make sure you keep putting a certain amount of money in the account. If you have a spouse, you must have had a discussion together and agreed on your financial goals. What is of utmost importance is steadiness in making the savings and not the amount you put in each time period.
Clear Any Debts
If there is an outstanding debt, your priority will be to clear it. No one is free until they pay off their debt. Map out a plan to clear your debt as quickly as possible. Otherwise, your wallet will be swelled up like the proverbial big balloon that goes up into the air at the slightest wind. Why defer or delay? If you owe, you owe. You cannot run away from it. If you could have run away, you should have started from avoiding the debt. But once you owe, it helps greatly to clear it as quickly as possible. To clear the debt, start from the smallest amount and proceed to the biggest. Do not over burden yourself trying to pay all debts at the same time. But if you can pay all at the same time without risking begging for food or other basic necessities, go ahead and pay all.
Maintain The Dignity Of Human Existence
The target is to achieve financial freedom so that you can live sustainably and with fulfillment. The question will be at what expense is it reasonable to achieve that? You should not look for financial freedom at the expense of your freedom of existence. It would not be good to trample on everybody around you either, just because you want to achieve financial freedom. There is no dignity in that! There are uncountable number of genuine ways to make money and still maintain your dignity. You only have to put your knowledge and brain to task. Many people have done it. You can do it. Yes, you can!
Bignedu
You may want to read “Good manners and right conduct” by Jenn Heart Matthew. To get another view of financial freedom, read “What is financial freedom?” by Kim Kiyosaki. You may also want to read “How to be a good student“.
Things Smart People Never Reveal About Themselves At Work
At work, sharing the right aspects of yourself in the right ways is an art form. Disclosures that feel like relationship builders in the moment can wind up as obvious no-nos with hindsight.
Trouble is, you can’t build a strong professional network if you don’t open up to your colleagues. Doing so is tricky, because revealing the wrong things can have a devastating effect on your career.
You must know where the line is and be careful not to cross it, because once you share something, there is no going back.
TalentSmart has tested more than a million people and found that the upper echelons of top performance are filled with people who are high in emotional intelligence (90% of top performers, to be exact). Emotional intelligence is the “something” in each of us that is a bit intangible. It affects how we manage behavior, navigate social complexities, and make personal decisions that achieve positive results.
Emotionally intelligent people are adept at reading others, and this ability shows them what they should and shouldn’t reveal about themselves at work. They know better than to reveal any of the following, because these things will send your career careening in the wrong direction.
Your Political Beliefs: People’s political beliefs are too closely tied to their identities to be discussed without incident at work. Disagreeing with someone else’s views can quickly alter their otherwise strong perception of you. Confronting someone’s core values is one of the most insulting things you can do.
Granted, different people treat politics differently, but asserting your values can alienate some people as quickly as it intrigues others. Even bringing up a hot-button world event without asserting a strong opinion can lead to conflict. People build their lives around their ideals and beliefs, and giving them your two cents is risky. Be willing to listen to others without inputting anything on your end because all it takes is a disapproving look to start a conflict. Political opinions are so deeply ingrained in people, that challenging their views is more likely to get you judged than to change their mind.
That You Think Someone Is Incompetent: There will always be incompetent people in any workplace, and chances are that everyone knows who they are. If you don’t have the power to help them improve or to fire them, then you have nothing to gain by broadcasting their ineptitude. Announcing your colleague’s incompetence comes across as an insecure attempt to make you look better. Your callousness will inevitably come back to haunt you in the form of your coworkers’ negative opinions of you.
How Much Money You Make: Your parents may love to hear all about how much you’re pulling in each month, but in the workplace, this only breeds negativity. It’s impossible to allocate salaries with perfect fairness, and revealing yours gives your coworkers a direct measure of comparison. As soon as everyone knows how much you make, everything you do at work is considered against your income. It’s tempting to swap salary figures with a buddy out of curiosity, but the moment you do, you’ll never see each other the same way again.
That You Hate Your Job: The last thing anyone wants to hear at work is someone complaining about how much they hate their job. Doing so labels you as a negative person, who is not a team player. This brings down the morale of the group. Bosses are quick to catch on to naysayers who drag down morale, and they know that there are always enthusiastic replacements waiting just around the corner.
What You Do In The Bedroom: Whether your sex life is out of this world or lacking entirely, this information has no place at work. Such comments will get a chuckle from some people, but it makes most uncomfortable, and even offended. Crossing this line will instantly give you a bad reputation.
What You Think Someone Else Does In The Bedroom: A good 111% of the people you work with do not want to know that you bet they’re tigers in the sack. There’s no more surefire way to creep someone out than to let them know that thoughts of their love life have entered your brain. Anything from speculating on a colleague’s sexual orientation to making a relatively indirect comment like, “Oh, to be a newlywed again,” plants a permanent seed in the brains of all who hear it that casts you in a negative light.
Your thoughts are your own. Think whatever you feel is right; just keep it to yourself.
How Wild You Used To Be: Your past can say a lot about you. Just because you did something outlandish or stupid years ago doesn’t mean that people will believe you’ve developed impeccable judgment since then. Some behavior that might qualify as just another day in the typical fraternity (binge drinking, petty theft, drunk driving, abusing farm animals, and so on) shows everyone you work with that, when push comes to shove, you have poor judgment and don’t know where to draw the line. Many presidents have been elected in spite of their past indiscretions, but unless you have a team of handlers and PR types protecting and spinning your image, you should keep your unsavory past to yourself.
That You Are Job Hunting: When I was a kid, I told my baseball coach I was quitting in two weeks. For the next two weeks, I found myself riding the bench. It got even worse after those two weeks when I decided to stay, and I became “the kid who doesn’t even want to be here.” I was crushed, but it was my own fault; I told him my decision before it was certain. The same thing happens when you tell people that you’re job hunting. Once you reveal that you’re planning to leave, you suddenly become a waste of everyone’s time. There’s also the chance that your hunt will be unsuccessful, so it’s best to wait until you’ve found a job before you tell anyone. Otherwise, you will end up riding the bench.
ABOUT THE AUTHOR:
Dr. Travis Bradberry is the award-winning co-author of the #1 bestselling book, “Emotional Intelligence 2.0”, and the co-founder of TalentSmart, the world’s leading provider of emotional intelligence tests and training, serving more than 75% of Fortune 500 companies. His bestselling books have been translated into 25 languages and are available in more than 150 countries. Dr. Bradberry has written for, or been covered by, Newsweek, BusinessWeek, Fortune, Forbes, Fast Company, Inc., USA Today, The Wall Street Journal, The Washington Post, and The Harvard Business Review.
How To Prepare To Land Your Dream Job: 10 Tips That Really Work!
It is common knowledge in most countries of the world that labor supply greatly outweighs its demand. Competition is rife as professionals and non professionals compete for limited jobs in the market as they pursue their career progression. This situation has made most people to believe that getting a choice job is only a game of luck and chance. Others see it that the only sure way to land a dream job is through the “connection” one has. The truth is that luck, chance or connection might help a few people but not everybody. So the questions is – what can the average job seeker do to secure his or her dream job?
In order to increase your chances of securing your dream job, you need a strategic and structured approach while job hunting. A study of the career progression of some successful professionals revealed a trend resulting from implemented techniques and practices that led to their success. The techniques are listed below. If you apply them , you will greatly increase your chances of securing your dream job.
- Self Assessment – Do an assessment of your skills, potentials and capabilities. Understand what your core values are, your ideal work environment and career progression. Based on the education and training you received, you should determine which direction you are headed in your career. If you did not have a formal education or training, determine what you enjoy doing even if you are not going to be paid. Then list out the industries and sectors that need what you like doing and direct your job search toward it.
- Devote To Job Hunting – The importance of committing time to the job hunting process cannot be over emphasized. That dream job will only come with time and effort. You need to set out time from your present work or from other responsibilities and commit to job hunting. Extend your search across a number of platforms to further increase your chances.
- Apply ASAP – To increase your chances of securing an interview, you will have to apply for jobs as soon as they are advertised. This is because recruiters often receive hundreds of applications within a few hours of advertising and tend to process the applications on a first-come-first-served basis. A sure way of staying informed when your desired job is advertised is to set up job agents which will send you email alerts. This ensures you are duly informed once a job is posted and that you will be one of the early applicants to apply.
- Identify Jobs That Match Your Skill Set – Your success begins from being able to identify the job that requires your skill set. Be smart to identify the job that matches your skill level. This way, you will be appealing to the recruiter. We also recommend that you focus on those jobs that suit your education, qualification and skill set. Do this and you will increase your chances of securing an interview.
- Understand The Job Market – It is important that you understand the job market. What is the demand for the skill set you have? There is a proof that the more certain roles are advertised, the greater the demand for the roles companies and organizations. This knowledge will help you to have a workable strategy for job hunting and to make adjustments (in terms of career path) if necessary.
- Right Network – Networking with industry professionals will give you insight into existing opportunities before they are advertised or even if they are not advertised. Interaction with such high-profile individuals will greatly increase your chances of getting an attractive offer. These industry professionals could be family members, friends, mentors or former co-workers. Talk to them and keep in touch because these people interact with recruiting agencies and are often the first to be informed about job opportunities.
- Update Your Resume (CV) – Remember that your first contact with your future employer is your resume (CV). So make sure that it has all the necessary information with regard to your skills and experience. Usually, recruiters have hundreds of resumes to go through and therefore you must ensure that your resume is well prepared to have a competitive advantage. Ask somebody to review your resume. A standard resume should be two pages and should be tailored to suit the job you are applying for.
- Be Flexible To Options – Getting a job without experience can be quite challenging. As a fresher in the job market, you have to be flexible with your choices. This will give you the opportunity to develop the required skill and experience to launch you into getting your dream job.
- Do Not Be Motivated By Money – It is wrong to have money as the motivation for applying for a job whether you state it explicitly or implicitly. Focus on what you love doing and have skills for because it will enable you to build the character and discipline required to excel in your work. When you excel in doing the work, money will find you.
- Be Realistic In Your Expectations – Know that there is never a perfect job. Your “dream job” will come with challenges and unexpected twists that might bore you down. So train yourself to focus on the job at hand. Build good relationships and always be ready to give your best and get better.
See you at the top ! Cheers!
Search For Job
To search for job, here we present to you top 10 high-ranking global job boards. They are listed below according to their social, traffic and bookmark rankings. By job board, we mean websites where job opportunities are posted. As you search for job, though, spend more time on researching companies, organic networking, meeting people and looking for possibilities of making a career change. You should try out a couple of the job boards and determine which ones work best for you as regards your job category and preferences. You success in using these will depend on a lot of factors including, but not limited to, filter implementation, your job category and frequency of search. Remember that most times, getting a new job is not easy. Again, recruiters of some companies tend to be very ignorant and do not get it. They will not consider your application because you are not on social media or are not highly connected. Inasmuch as the social media are busy raking in money with the traffic they generate on their platforms, those recruiters have been made to believe that their recruits must be highly connected. Ignore them and work your way through. You will definitely get a job from one of the companies that know what they are doing. Click on each item on the list below to access the job board. Good luck with your job search!
How To Apply For Job
Here we are going to give you a brief and effective guide as to how to apply for job. It is assumed that at this stage, you have searched out a job that interests you. If you have not, please read the posting above on ‘Search For Job’. Finding a job that interests you can be difficult sometimes especially when the job market is competitive. The economic law of demand and supply are usually effective. You will see some employers that seem not to understand what to look for. They will be looking for a carpenter, for example, that knows how to do everything – structural work, masonry, carpentry, sidewall, tiling, HVAC, decoration, cleaning, security, sales, jumping, singing, etc. And yet they say they are equal opportunity employers. Unbelievable! Keep searching and you will surely get a job that is of interest to you. After you find a job, applying means presenting yourself to the employer for consideration and possible hire. Ask yourself, ‘How do I market myself?’ The following steps will help you in the application process:
- Read the job description carefully to know the tasks, responsibilities, requirements and any other details.
- Keep a record of the job description for future use. This is very important when you will be following up on the application. The best way to keep record is to create a folder for every position you apply for. The folder will contain every information about the application – job description, resume, cover letter, login to online application, etc.
- From the job description, note how you are to apply. Some jobs will want you to apply online while others will state that you send your documents by email. Pay attention to what you are required to do.
- Tailor your resume/CV and cover letter (if they are required) to suit the job description.
- Make sure there are no grammatical and spelling errors
- If you are using old template for cover letter, please make sure to update accordingly. It is not a good thing if you send a recent application that is dated two months ago neither is it good if any information on the cover letter is intended for a different employer. There are so many grievous mistakes that can result from using old templates. Avoid such mistakes.
- As you prepare your documents, look at them from the perspective of the employer and see how impressive they appear to you. If you were an employer and somebody approached you with the documents, would you consider and or hire the person? This kind of subjectivity will help you put in your best to the application documents.
When everything is okay, apply for the job and attach/include all requested documents.
Congratulations! You have submitted your application. From experience, if you work full time, you will be able to send between one and five applications in a day. All depends on the details required of the application from the employer. Remember that quality matters a lot rather than quantity. Do not forget that record keeping in extremely important in everything you do during job application. For the above guidelines, we assume you know how to prepare application documents like resume and cover letter. If you do not know, we will be treating them in subsequent posts. Good luck.
What To Do After You Apply For Job
In order to get a job, you will most probably apply for positions with several employers depending on the condition of the job market. This means you could be looking at sending tens of applications before you are hired. Whatever happens, do not be discouraged until the deal is done. You will definitely get a job! Now, for what to do after you apply:
- Make sure to keep track of all the applications you have sent and their deadlines.
- Around the third week after the deadline for application submission, contact the employer to follow up unless it is stated that follow-up is not entertained. You will usually contact the employer through the HR (Human Resources). This is where the folders you created when you were applying for jobs become very useful.
- As you follow up, have a documentation of the dates of the follow-up and the responses you are getting from the employers. Add comments for next actions if necessary.
- At this time, you may start to receive the ‘Unfortunately …’ emails. Do not be discouraged by those and do not take them personal, either. Keep pushing ahead. When you go shopping, the thing you do not buy is highly needed by somebody else. This same principle applies in the job market. You will definitely meet the employer that needs you.
- Keep your eyes and ears on any good source of job. We want you to succeed and that is why we are telling you all this. Take the follow up exercise as serious as searching and applying for jobs. Organize everything well so that you know which positions have been filled and which ones are still open. As you do all this, you will be acquiring more experience on how best to package yourself and apply for subsequent job positions. Again, good luck with your job search!
How To Prepare For An Interview
Congratulations! You have crossed a big huddle to have got an interview. Rejoice for achieving this feat but keep the happiness within yourself since there is yet another bigger huddle. The main purpose of sending out applications is to get a job. Now you are much closer to realizing the purpose. Do everything possible; I mean everything possible to land yourself the job. It is yet another great opportunity to market yourself and stand out from other interviewees. Here we present you with 10 tips on how to prepare yourself and land the job. I am a staff of Bignedu and from my experience, the tips presented are have been tested and very effective. I have happened to attend interviews of various types where there were hundreds of interviewees and I came out successful. You do not need to know who I am in person to believe. What I said is true. If you apply the tips that we present here, you will come back to that us and we would be glad we are able to help you. Follow the tips below that have been tested and proven to yield great result:
- Contact your interviewer – See if you can get a little more information about what to expect from the interview session in terms of areas that interview questions will cover. You never know. You could get a great hint that will make you shine!
- List requirements – From the invitation for an interview, list all the things you are required to do and make sure you fulfill them.
- Prepare to attend – Get your clothes for the interview ready. Plan how to get to the venue in time no matter what. If possible, visit the venue secretly and be sure your plan will work out correctly.
- Review thoroughly your application documents – This review will include the job description. This is one of the reasons we told you earlier to keep a record of all applications you send. You remember?
- Research the employer’s website – Inform yourself about the business and operation of the company as much as you can. This will show that you are really interested in working in the company. Nobody expects you to know everything about the employer but you are expected to know something.
- Prepare for common questions – There are common questions during interviews that you should prepare for. Such question include ‘Tell me about yourself’, ‘What are your strengths?’, ‘What are your weaknesses?’ and ‘Where do you see yourself in five or ten years time?’. From other clues you got about the nature of the interview, prepare as much and as possible as you can. You target is to make an ‘A’ grade from the assessment.
- Prepare questions for the interviewer – During interviews, never say you have no questions if asked if you have any questions. Make sure to ask at least one question – any question. Asking right questions will be a credit to you. Therefore take time at home to prepare questions that you will ask and recite the questions so that on the interview day, you can easily remember the questions without referencing anywhere. One question is okay, two questions are perfect and three questions are maximum.
- Get ready documents – Prepare copies of resume and cover letter (if this was also submitted). You will also get ready your list of references (two or three) even if it is not stated in interview invitation. You will go with these stated documents just in case. Make sure to choose correct and trusted references. Inform them that you will be submitting their names and make sure that their contact information is correct.
- Be optimistic – Tell yourself, I should not miss this job. I have to go and get it. This will help you to motivate yourself and do everything possible to market yourself.
- Have good rest – On the eve of the interview, make sure to sleep very well and have enough rest. Be composed and focused. Do not put yourself in a tight situation where you will be in a rush to meet up with time. Give room (time) for any eventuality. This is a good time management principle.
How To Answer Interview Questions
Today is the D-day! You are now prepared for the interview. Make sure to be at the venue at least 15 minutes before the time for the interview. This is very important. It will not be good for the interviewer to call you on phone and ask if you are still coming for the interview. Be sure to dress appropriately. If you are in doubt as to how to dress, visit career section of the employer’s website or contact the interviewer and inquire. Here we present you with 5 tips on how to comport yourself and answer interview questions:
- Free your mind – It is true you are looking for a job but remember that you are not going to die if you are not offered the job. When one door is closed, many more is open! This mindset will grant you psychological freedom and you will be able to bring out your best. When you are engulfed by fear and uncertainty, you will be unable to perform.
- Be bold, cheerful and professional – Do not let anything intimidate you.
- Make exploits – Such interview questions like ‘Tell me about yourself’ and ‘What are your strengths’ are opportunities for you to shine. Make maximum use of them to market yourself.
- Be optimistic – Believe in your abilities and speak with assertion. You are you. The interview is not going to make you lose your name. Why then will you be afraid or panicky?
- Loop in – Show a smiling face and try always, after answering some questions (not every question), to bring the interviewer into your loop by asking, ‘I do not know if I answered your question?’ or ‘Did that answer your question?’
With these tips, as short and as simple as they are, you will receive a follow-up letter offering you the job. Please remember Bignedu!
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I couldn’t resist commenting. Perfectly written!
Thank you.